Laclede Community Credit Union gives you many ways to save...
Share accounts, Money Market, and Perferred Share Draft accounts rates are set the first of the month and are subject to change each month.
SHARE ACCOUNTS (SAVINGS ACCOUNTS)
RATE | 0.10%
Minimum balance required to keep this account open is $10.00. There are no monthly fees. You can have an ATM/Debit card attached to this account, have direct deposits made from your employer, and use our free internet banking. Dividends are paid quarterly on 3/31, 6/30, 9/30, 12/31. Contact the Credit Union for full terms and conditions.
SHARE DRAFT ACCOUNTS (CHECKING ACCOUNTS)
RATE | 0.00%
Minimum balance required to keep this account open is $0.01*. There are no monthly fees. You can have an ATM/Debit card attached to this account, checks can be ordered in many styles to suit your taste and needs. You can setup direct deposits from your employer or ACH's for your bills, and make full use of our free internet banking. Contact the Credit Union for full terms and conditions.
MONEY MARKET ACCOUNTS
RATES BASED ON ENDING DAILY BALANCE
$1,000.00 miminum | $1,000.00 and over .15%
A minimum balance of $1000.00 is required to earn the divident rate. There are no monthly fees on this account. No more then 4 withdrawals a month are permited without penalty. If more than four withdrawals are performed a month there will be a $5.00 fee per transaction. Dividends are based upon the average daily balance and are paid monthly. Rates are subject to change each month. Contact the Credit Union for full terms and conditions.
SHARE CERTIFICATE (CD'S)
RATES
6 month 0.22% | 1 year 0.42% | 2 year 0.73% | 3 year 1.00% | 4 year 1.31% | 5 year 1.58%
Minimum balances are dependant on the term selected they are as follows.
6 month $2500.00 | 1 year through 5 year $1000.00
Dividends are paid quarterly and can be deposited to the CD or to another account per your request. Once established you cannot deposit money into this account until it matures. Early withdrawal results in a penalty of 90 days dividends on the amount withdrawn subject to penalty. Contact the Credit Union for full terms and conditions.
CHRISTMAS CLUB
RATE | 0.20%
This account is designed to help you save for Christmas a little at a time so the season doesn't sneak up on you. There are no minimum balances required for this account. Dividends are paid quarterly then a check is cut and mailed to you after the dividend posting on the last day of September. Contact the Credit Union for full terms and conditions.